The Social Security COLA for 2027 Is Estimated at 3.6% | TSCL Predicts COLA at 3.5% With One Mont…


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TSCL Predicts COLA at 3.5% With One Month to Announcement

TSCL predicts that Social Security’s 2027 Cost of Living Adjustment (COLA) will be 3.5 percent. This figure is 0.1 percentage points lower than last month’s prediction, and it would be 0.7 percentage points higher than the 2.8 percent COLA for 2026. That’s also 1.0 percentage point higher than 2025’s COLA of 2.5%.

The Social Security Administration will announce the official 2027 COLA on October 14th. The government calculates the COLA by taking the average yearly change in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) for July, August, and September. The August CPI-W, released today, came in at 3.5 percent. The July CPI-W, released last month, came in at 3.4 percent.   

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