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Meet Scotsman Guide’s 2026 Top Originators
If there were a Hall of Fame for Scotsman Guide Top Originators, it’s safe to say that Rate’s Shant Banosian would be selected on the first ballot.
Repeating last year’s title, Banosian closed more than $1 billion in loan volume last year, earning the top slot for our 2026 Top Originators. This is the sixth time since 2018 that the Waltham, Mass.-based originator has held the position at the top of these rankings. Like the great majority of this year’s top originators, purchases made up the bulk of his closings, with 77% compared to 19% refinances and 4% second mortgages.
The 2024 top spot had gone to Mark Cohen of Cohen Financial Group in California. For the second consecutive year, Cohen was runner-up to Banosian, but again, it was close. While Banosian closed $1.04 billion, Cohen closed 692 loans for a total dollar volume of $933.7 million (63% purchases and 37% refinances).
1 in 2 Cornerstone Loan Officers Named a Scotsman Guide 2026 Top Originator
Cornerstone Capital Bank earns Scotsman Guide Top Originator Rankings, leading the industry in total loan volume and funded loans per loan officer
HOUSTON, April 6, 2026 /PRNewswire/ — Cornerstone Capital Bank ("Cornerstone") proudly celebrates the people behind the numbers. Nearly half of Cornerstone's residential mortgage loan officers have earned national recognition as Scotsman Guide 2026 Top Originators, one of the mortgage industry's most competitive and respected rankings.
The Scotsman Guide recognition reflects a broader pattern of performance. The latest numbers show that Cornerstone loan officers funded nearly twice the number of home loans per month and led annual loan volume compared to the average loan officer at the next closest competitor.
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