Explore the latest developments concerning Mortgage and refinance.
Mortgage and refinance interest rates today, December 3, 2025: Forecast says rates to be slightly lower in 2026
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Mortgage rates are little changed. According to Zillow, the average 30-year fixed rate is steady at 6.11%. The 15-year fixed home loan rate rose four basis points to 5.52%.
In its annual housing forecast released this morning, Realtor.com forecasts that the average 30-year mortgage rate will hold near 6.3% in 2026, down slightly from 2025’s 6.6% average.
Discover where and how to find the lowest mortgage rates right now.
Here are the current mortgage rates, according to the latest Zillow data:
Current refi mortgage rates report for Dec. 1, 2025
Glen is an editor on the Fortune personal finance team covering housing, mortgages, and credit. He’s been immersed in the world of personal finance since 2019, holding editor and writer roles at USA TODAY Blueprint, Forbes Advisor, and LendingTree before he joined Fortune. Glen loves getting a chance to dig into complicated topics and break them down into manageable pieces of information that folks can easily digest and use in their daily lives.
The current average refinance rate on a 30-year, fixed-rate home loan is 6.27%, according to data from the popular real estate marketplace Zillow. If you’re a homeowner hoping to refinance your mortgage for a lower rate or perhaps to tap home equity, read on to see average refi interest rates for a variety of loan types and terms. You can also see the prior day’s report here.
ZOMOSS Keypad Door Lock-Keyless Entry Door Lock-Smart Deadbolt Lock-Anti-Peeking Password-Auto Lock Easy To Install
The dynamic landscape of current events often brings forth significant discussions. Monitoring these developments provides crucial insights.
For more detailed information, explore updates concerning Mortgage and refinance.