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Mortgage and refinance rates today, Wednesday, July 8, 2026: Rates continue falling
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According to the Zillow lender marketplace, mortgage rates are falling today, Wednesday, July 8, 2026, compared to yesterday. The 30-year fixed-rate purchase loan fell 2 basis points to 6.34%, the 15-year fixed purchase loan declined by 7 basis points to 5.76%, and the 5/1 ARM purchase rate fell 8 basis points to 6.23%.
Read more: Weekly survey of mortgage lenders with the lowest rates: Rates bubble higher
Here are the current mortgage rates for Wednesday, July 8, 2026, according to the latest Zillow data:
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